Third Party insurance does NOT cover what?

Third Party insurance is specifically designed to cover damages and injuries that you may cause to others in the event of an accident. It includes compensation for damages to other vehicles and property, as well as injuries sustained by passengers in other vehicles or pedestrians. However, it does not cover any injuries that you, as the policyholder, may suffer in an accident. Therefore, if you are involved in an accident and sustain injuries, those costs would not be covered under a Third Party insurance policy. This distinction is crucial for understanding the coverage limits of such insurance types and highlights the importance of considering additional coverage options for personal injuries.