What offense does the owner of a vehicle commit if they permit an unlicensed or uninsured person to drive it?

Permitting an unlicensed or uninsured person to drive a vehicle is classified as a serious offense because it poses significant risks to public safety. An unlicensed driver may lack the necessary skills and knowledge of road rules, increasing the likelihood of accidents. Similarly, allowing someone who is uninsured to operate a vehicle can have serious legal and financial implications if an accident occurs, as there would be no insurance coverage for damages or injuries resulting from the incident. The law emphasizes the importance of ensuring that all drivers operating a vehicle are properly licensed and insured to promote safe driving practices. This is why this behavior is treated with significant gravity and categorized as a serious offense.